Free Calculator • ATO Rates

Calculate My Tax Refund: Australian Tax Calculator 2026

Get your tax refund estimate in under 2 minutes - completely free

Based on official ATO tax rates • Updated for 2025-26 financial year

How to Use This Calculator

Enter Your Details

  • • Annual taxable income and PAYG withheld
  • • Your deductions (work expenses, rental, home office, donations)
  • • Optional MLS: cover status, dependants, IFSP fields

Review & Export

  • • Click Calculate My Refund to see results
  • • Compare bracket tax with vs without deductions
  • • Use Download PDF or email to share

Enter Your Details

$

Your gross salary before any deductions (excluding super)

$

💡 Check your payment summary or last payslip. This is the total tax your employer withheld.

Tax Deductions

Repairs, insurance, rates, interest

$

Equipment, furniture, utilities

$

Business km, parking, tolls

$

Uniforms, tools, training

$

DGR-registered charities

$

Tax agent fees, subscriptions

$

Medicare Levy Surcharge

If you don’t have private hospital cover and your income for surcharge purposes exceeds ATO thresholds, an additional surcharge applies (1%–1.5%).

I have compliant cover
⚠️

Important Disclaimer

This calculator provides estimates based on 2025-26 ATO tax rates. Medicare Levy Surcharge thresholds and IFSP components vary by circumstances; results are indicative only. Actual refunds may vary based on surcharge tiers, HELP/HECS debts, and other factors. Consult a registered tax agent or the ATO for advice.

How to Maximize Your Tax Refund in Australia

Australian taxpayers can claim thousands in deductions each year. Our tax refund calculator helps you estimate your potential refund based on ATO guidelines for the 2025-26 financial year.

Common Tax Deductions

  • Rental Property Expenses: Repairs, insurance, rates, interest on loans
  • Home Office: Equipment, furniture, utilities (if working from home)
  • Vehicle & Travel: Work-related km, parking, tolls (logbook method)
  • Work-Related Expenses: Uniforms, tools, professional development
  • Charitable Donations: Gifts to DGR-registered charities

2025-26 Tax Rates

The current Australian tax brackets are:

  • $0 - $18,200: Nil (Tax-free threshold)
  • $18,201 - $45,000: 16c for each $1 over $18,200
  • $45,001 - $135,000: $4,288 plus 30c for each $1 over $45,000
  • $135,001 - $190,000: $31,288 plus 37c for each $1 over $135,000
  • $190,001 and over: $51,638 plus 45c for each $1 over $190,000

The above rates do not include the Medicare levy of 2%.

💡 Save This Calculation Automatically

Track all your receipts and deductions in one place

2-minute setup
No credit card required
Free tier available

Join 500+ Australians already tracking their tax deductions